To Jumbo mortgage buyers

Need FAST Answers?   Fast APPROVAL

From first time home buyer to a buyer looking for a jumbo mortgage up to 5 million at 80%, we can help you. Today's real estate market is very competitive and we urge all first time home buyer’s and anyone looking to apply for a pre-approval loan and get a letter in your hand stating you are Approved before you start house hunting.  There is nothing like owning your own home and we are here to help all first time home buyers get a piece of the American Dream.

Pre-Approval

Obtaining mortgage financing is one of the most important steps on the road to home ownership, but it can also be the most confusing. To ease this confusion, it is helpful to get pre-approved for financing before looking for a new home.

Here are two top reasons to obtain pre-approval:

1. Pre-approval helps determine what you can afford. This is invaluable as it lets you look for houses within your price range confidently. Then when you find a house you like, you can make a solid offer right away.

2. The pre-approval process outlines the documentation required to obtain approval once your deal goes "live". It is smart to gather these documents as soon as possible because it will clarify how much you qualify for and fulfill the subject-to-financing requirement on your offer. It will also give you a quick turnaround in arranging the financing on your purchase. This could give you an advantage over other offers in a competing situation.

So what will my mortgage cover?

Answer: From first time buyer to a jumbo mortgage, most loans have 4 parts: principal: the repayment of the amount you actually borrowed; interest: payment to the lender for the money you've borrowed; homeowners insurance: a monthly amount to insure the property against loss from fire, smoke, theft, and other hazards required by most lenders; and property taxes: the annual city/county taxes assessed on your property, divided by the number of mortgage payments you make in a year. Most loans are for 30 years, although 15 year loans are available, too. During the life of the loan, you'll pay far more in interest than you will in principal - sometimes two or three times more! Because of the way loans are structured, in the first years you'll be paying mostly interest in your monthly payments. In the final years, you'll be paying mostly principal.

Important: First time home buyer, jumbo home loan buyers and any one else applying for a loan. Please be aware that if you are applying with multiple lenders, your credit score will drop if it is accessed excessively. A credit score lowered by excessive inquiries may prevent a borrower from qualifying for the lowest rate or for a particular loan program. Because we do not want to jeopardize your rating, we do not collect social security information nor do we run your credit without first speaking with you and obtaining authorization.

First-Time Home Buyer Features:

No Credit Check - Get Free Quotes Without Pulling Your Credit Score
Quotes in 24 Hours
Bad Credit or Past Bankruptcy OK  
100% Financing - No Down Payment Programs Available

VA and FHA Loan Programs Available

Immediate Approval Letter For You

Jumbo mortgage:

100% Financing up to 1.4 million

80% up to 5 million

Many other programs from 1% starting rate and up.

Home Buyer Quote:

Fill out the first time home buyer quote request form below. We will search out the best first time home buyer loan program to fit your borrowing needs, there are hundreds of options and thousands of loan programs available. Have our first time home buyer experts go to work for you today.

First time home buyer to jumbo mortgage, within 24 hours you will receive free NO OBLIGATION loan quote. You then decide! Apply today with our First time home buyer program.